Now people are slowly starting to understand the need for health insurance. Its importance has increased further since Covid-19. If you do not want to take insurance with expensive premiums from private companies. If you do not trust the private company, then this option can be for you.
The government is also offering insurance to the citizens under different schemes today. Under the Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY), the government provides insurance to needy people. Under this scheme, you can get insurance up to Rs 2 lakh on a premium of Rs 436.
What is the eligibility for this?
If you want to apply to this scheme, then you have to fulfill the eligibility mentioned below.
To apply for this scheme, the age of the applicant should be between 18 years to 50 years old.
Along with this, an Aadhaar card should be linked to your bank account.
To apply for this scheme, you must have some important documents like an Aadhaar card, PAN card, bank account passbook, etc.
How to apply for the scheme
Today many private and government banks provide the facility to apply for Pradhan Mantri Jeevan Jyoti Bima Yojana. You can also apply directly by visiting the bank's website. For this, the steps given below have to be followed.
First of all, you have to log in to the bank's website or app.
Now here you have to find the option of Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY).
After this, enter the nominee information along with the details asked here.
After filling in all the information and documents, you have to pay the premium amount.
To pay it on time, you can link this premium with autopay. So that it will be paid on time.
Now finally a confirmation message will come on the registered number, in which all the information related to the policy will be given.
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